One great irony of life is that people find it so easy to spend money and yet, they find it doubly hard to save money.
Almost 80% of the consumers, according to some surveys, tend to spend their money easily and find it hard to save even just 10% of their income or any amount of their earnings. They always insist that they have more expenses than they can handle; that is why it is so hard for them to really create a hefty amount for savings.
What people do not know is that they can easily save more money even on their daily expenses if they just know how to do it.
The point is that if they were really wise consumers, they would definitely take advantage of freebies and discount items that can absolutely cut their expenses almost in half.
One of the best examples is the utilization of money saving coupons Cash Envelope System for Budgeting and Saving Money Budget Keeper, 12 Pack Assorted Colors, Tear and Water Resistant New Price: $14.78 Old Price: $14.78You Save: $1.80 (as of 01/18/2018 15:27 UTC) .
The problem is that many people are still not aware of the benefits that money saving coupons can give. They contend that these freebies just offer such a little amount of money and that they can be better off without it.
Therefore, for those who are not yet fully aware of the benefits they can derive from these money saving coupons and what they can do in order to save more money, here is a list of some of tips on how to use these coupons for a cause:
1. Look for the right places
If you are not yet aware of the right places where you can get excellent money saving coupons, try to look in your local newspaper, especially the Sunday editions. It’s one of the best places where you can get discount coupons.
Usually, different establishments provide discount coupons to entice consumers to buy their products. That’s why they use the paper to distribute their freebies.
2. Shop online
Online businesses also provide money saving coupons. What people do not know is that online discount coupons provide more money saving percentage than what the newspapers can give.
Best of all, it is so easy to accumulate discount coupons. All you have to do is to sign up for the online business and you can easily get some of their freebies.
3. Coupons are great money savers
The very advantage of money saving coupons Cash Envelope System for Budgeting and Saving Money Budget Keeper, 12 Pack Assorted Colors, Tear and Water Resistant New Price: $14.78 Old Price: $14.78You Save: $1.80 (as of 01/18/2018 15:27 UTC) is that they can cut your bill to almost 50%.
Indeed, using money saving coupons can definitely save you more money than what you have expected. So, for those who do not know this yet, try to cut more coupons and start saving.
There is a simple money saving exercise that everyone should do at least once in their lives. It is ultimately one of the best ways to save money, because it is not about pinching pennies, but about discovering what you really want and getting it. It is so simple you may hesitate to try it. Just try it. Here it is:
List everything that you have spent money on, are currently spending money on, or might spend money on.
Don’t just read this and think of a few things. Take the time to actually write it all down. Review your bank statements if you have to, in order to remember and include everything.
Now go through the list, and carefully consider each item. Take the most time on the big items – past, present and future possibilities. If your timeshare on the beach is worth half what you paid, costs $1,000 per year in expenses, and is rarely used, you need to learn from that – not to punish yourself, but to have a richer life.
If you think honestly about the number of times you will use that Recreational Vehicle, and the cost, it may be $250 for each day of use. That’s okay if that is worth it to you, but maybe you really would enjoy $100 hotels more. Or maybe you can rent an RV Make Money On AIRBNB - Step By Step (A Quick Reference): A Beginners Guide on How to Make Money Renting Out Extra Beds, Rooms and Houses to Airbnb Guests New Price: (as of 01/18/2018 15:27 UTC) for less overall cost, thus freeing up money for other important goals.
You see, saving money isn’t about sacrifice. We all are aware of the scrooges in life that pinch their pennies, bank the savings, and then do nothing with it. The point should be to save money in one area of life so you can use it in ways that make your whole life richer.
Suppose you notice you’re spending $8 per month on subscriptions to magazine
National Geographic Magazine.
New Price: $19.99
(as of 01/18/2018 15:27 UTC)
you don’t read, or on insurance for a motorcycle you almost never ride? Cancel the subscriptions or sell the
motorcycle, and what have you lost? Is it a big deal? What will that $8 get you instead?
– Bank it for ten years, and use the $1200 to take a second honeymoon.
– Use it to pay for a day off work once a year, to spend with the kids.
– Invest it, to have an extra $50 per month during your retirement years.
– Buy six good books a year, to learn something new.
– Make banana splits for the family once a month.
– Give $100 per year to a worthy cause.
$8 per month can do a lot if used wisely. Imagine what you could do if you stopped wasting $200 per month. That’s why it is so important to discover what you really want – and what you don’t want. This is one of the most intelligent ways to save money.
Perhaps the biggest problem with baby clothes Baby Girls Long Sleeve Flowers Hoodie Top and Pants Outfit with Kangaroo Pocket (90(12-18M), Grey) New Price: $12.99 Old Price: $12.99 (as of 01/18/2018 15:27 UTC) is that they don’t last. Not because they wear out, but because your baby quickly out grows them.
It’s important to plan your baby clothes shopping around the growth of your baby. If you don’t, you could be wasting money.
Keep in mind these seven tips while you plan your baby clothes shopping:
1. Wear a Larger Size
People say babies grow fast, and they’re right about that. You’ll be wasting money if you buy perfect fitting clothes because they’ll soon be too small. Buying a larger size will extend the amount of time your baby can wear them.
2. Make a Weather Prediction
Stop and think for a moment about clothes labels that state size in terms of a baby’s age, such as 12 or 18 months. Then ask this question: “When my baby is X months old, what will the weather or temperature be like?” Get the answer to this question correct and you’ll buy clothes that not only fit, but also will be appropriate for the season.
3. Find Easy To Put On Outfits
Sometimes you’ll struggle to dress your baby into an outfit you want him to wear. Outfits that come in several pieces, button from behind or pull over the head may require more of your patience and time. Outfits that come in one piece, open in the front, have zippers, or snap buttons should be easier to deal with.
4. Have Enough for Emergencies
Food can drop on your baby’s clothes while you’re feeding him. If your baby becomes sick, he might throw-up on his outfit. When a messy accident occurs, you’ll need a clean set of clothes ready for your baby to wear.
5. Save at The Clearance Racks
You can save a bundle at the clearance racks. Almost every type of store has these. In addition, if you wait for a big sale you can save even more. Some stores will also markdown the clearance item further at the cash register.
6. Accept Hand Me Downs
Your family and friends may want to give you their children’s baby clothes Baby Girls Long Sleeve Flowers Hoodie Top and Pants Outfit with Kangaroo Pocket (90(12-18M), Grey) New Price: $12.99 Old Price: $12.99 (as of 01/18/2018 15:27 UTC) . They may have new clothes that their baby didn’t have a chance to wear. If you decide to accept what they are willing to give, you’ll save yourself some money, especially if they have clothing you would have bought.
7. Exchange Old Clothes for Cash
Sell the clothes your baby no longer fits into on eBay. eBay is just an example. There are many other ways to trade your old clothes for cash. You may not make as much as you had originally paid for them, however, you’ll at least earn some of your money back.
If getting the most use out of the clothes you buy for your child is important to you, then the seven tips in this article should help you accomplish this. Take these ideas with you the next time you go baby clothes Baby Girls Long Sleeve Flowers Hoodie Top and Pants Outfit with Kangaroo Pocket (90(12-18M), Grey) New Price: $12.99 Old Price: $12.99 (as of 01/18/2018 15:27 UTC) shopping. You’ll feel good about the clothes you buy for your baby and the money you’re going to save.
Losing weight The Overweight Mind: The Undeniable Truth Behind Why You're Not Losing Weight New Price: $24.99 Old Price: $24.99 (as of 01/18/2018 15:27 UTC) . Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make saving money one of them?
If you’re a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to financial success.
* First, set a budget. Figure out exactly how much you spend on the upkeep of your home. Compare each month’s expenses with the previous month’s to get a better idea of how much to budget Your Balanced Budget (Monthly Planner) New Price: $6.14 Old Price: $7.99You Save: $1.85 (as of 01/18/2018 15:27 UTC) for each necessity. Then, see what costs you can cut. Once you set a budget, stick to it.
* Save energy Stick ‘N’ Seal Adhesive Backed Plumbing and Outlet Draft Sealers. Home Sealing Kit. Save Energy and Money. Pack of 50 New Price: $19.99 Old Price: $19.99 (as of 01/18/2018 15:27 UTC) . You might be losing a substantial amount of energy dollars during the winter and summer because of air leaks. By caulking, sealing and weather-stripping all cracks and openings, you can save 10 percent or more on your energy bill.
Also, look into replacing older appliances with newer, more energy-efficient alternatives. Your light bulbs can make a difference, too. Fluorescent bulbs Philips 387522 40W T12 Daylight Deluxe 6500K Linear Fluorescent Light Bulb, (10 Pack), 4' New Price: $37.20 Old Price: $37.21You Save: $0.01 (as of 01/18/2018 15:27 UTC) are four times more energy efficient than incandescent bulbs.
* Refinance Bible Studies for Life (BSFL) - Refinance: Ancient Wisdom for Modern Day Money Management [Vol 12] (Member Book) (Bible Studies for Life (Small Groups)) New Price: $6.99 Old Price: $6.99 (as of 01/18/2018 15:27 UTC) . Shop around to see if you can replace your existing home loan with one that has a lower interest rate. You can easily save hundreds of dollars each month by refinancing your home.
* Purchase a home warranty 160ft LONG RANGE Bluetooth Transmitter and Receiver 2-in-1, Adapter to add wireless audio to TV, PC, speakers, stereos, iPhone, iPad, laptop and more. 3.5mm or RCA (Miccus Home RTX - 2 Yr Warranty) New Price: $49.99 Old Price: $52.00You Save: $2.01 (as of 01/18/2018 15:27 UTC) . Most homeowners don’t account for possible repairs in their annual budget. There is a 68 percent likelihood of a home system or appliance failure in a given year. The average replacement cost of one of these systems or appliances is $1,085. A home warranty is your best defense against unexpected and costly repairs to your home’s appliances and mechanical systems.
The American Home Shield Home Warranty, for example, ensures you get the best possible service through the company’s network of pre-screened technicians. The minute something breaks down, you can contact American Home Shield and a local service technician will schedule an appointment that fits your schedule. The warranty covers a multitude of household systems and appliances, regardless of age.
The American Home Shield Home Warranty is a one-year contract that requires no home inspection to enroll. Several affordable plans are available to fit every budget.
Coupons and discounts are a great way to save, while shopping for your everyday items. Everybody wants to save a buck or 2 that is what remoteshoppingnetwork.com is here to do. You can even print Pizza Hut coupons here!
Why not use coupon savings on the items you purchase. The average savings to your grocery bill could be about $30 to $40 when you shop for the month. You can print coupons at your finger tips, not wasting you time clipping coupons the old way.
Go and get your coupons to save economy is high and nothing is getting cheaper these days.
Go save on your next grocery shopping bill!